⏰ Home Renovation Savings (with assessment): post-renovation assessment must be booked by Nov 30, 2026. What to do now →

Every Ontario home renovation rebate in one place, with the deadlines that matter.

Windows, insulation, heat pumps, solar and low-interest loans. Plain-English rules, the catches contractors don't always mention, and a link to the official source on every page.

Deadlines coming up

36 days left
Nov 30, 2026

HRSP (with assessment): post-renovation assessment must be scheduled.

Deadline guide →

67 days left
Dec 31, 2026

HRSP (with assessment): post-renovation assessment must be completed (or within 180 days of your pre-assessment, whichever comes first).

Deadline guide →

67 days left
Dec 31, 2026

Toronto HELP loan: the currently published fixed rates are valid until this date.

Toronto HELP →

Expected
Early 2027

National Heat Pump Rebate: the application portal is expected to open (announced, not open yet).

Details →

Replacing windows only? Under the Home Renovation Savings Program you'd get $0. The assessment stream needs at least 2 qualifying upgrades, and all your windows and doors together count as just one. How the 2-upgrade rule works →

Popular programs

HRSP windows & doors (with assessment)

Open (deadline approaching)

$100 per rough opening

Enbridge Gas + IESO (Save on Energy) · Last verified October 20, 2026

HRSP air-source heat pump rebate

Open

Electric/oil/propane/wood heat: $1,250/ton up to $7,500. Enbridge gas heat: $500/ton up to $2,000. Rental: $500/ton up to $2,000

Enbridge Gas + IESO · Last verified October 20, 2026

National Heat Pump Rebate (coming 2027)

Announced, not open yet

$2,000; up to $10,000 for households below provincial median after-tax income

Government of Canada (announced by PMO/ECCC) · Last verified October 20, 2026

Energy Affordability Program (free upgrades)

Open

Free (no-cost upgrades)

IESO (Save on Energy) · Last verified October 20, 2026

Toronto Home Energy Loan Program (HELP)

Open

Loan up to $125,000 or 10% of CVA (incl. interest + 2% admin charge). Fixed rates valid to 2026-12-31: 5yr 3.95%, 10yr 4.54%, 15yr 4.94%, 20yr 5.20%

City of Toronto · Last verified October 20, 2026

HRSP attic & roof insulation (with assessment)

Open (deadline approaching)

Attic to R-50: $1,500 (from <=R-12) / $1,200 (R-12 to R-25) / $900 (R-25 to R-35); cathedral/flat roof $780

Enbridge Gas + IESO · Last verified October 20, 2026

See all 35 open and upcoming programs →

Browse by upgrade

Local programs by city

Toronto · Ottawa · Durham Region · Peel Region · London · Peterborough · Guelph · Kitchener · Cambridge & North Dumfries · Waterloo & rest of Waterloo Region · All areas

How we keep this accurate