Heat pumps rebates in Ontario
Air-source and ground-source heat pump rebates, loans and free programs in Ontario.
HRSP air-source heat pump rebate
Open
Electric/oil/propane/wood heat: $1,250/ton up to $7,500. Enbridge gas heat: $500/ton up to $2,000. Rental: $500/ton up to $2,000
Enbridge Gas + IESO · Last verified October 20, 2026
HRSP ground-source (geothermal) heat pump rebate
Open
Electric/oil/propane/wood: $2,000/ton up to $12,000. Enbridge gas or rental: $3,000 flat
Enbridge Gas + IESO · Last verified October 20, 2026
Energy Affordability Program (free upgrades)
Open
Free (no-cost upgrades)
IESO (Save on Energy) · Last verified October 20, 2026
Oil to Heat Pump Affordability (Ontario)
Open
Free install valued up to $25,000 ($15,000 federal + $10,000 provincial) + $250 bonus cheque
NRCan + IESO · Last verified October 20, 2026
National Heat Pump Rebate (coming 2027)
Announced, not open yet
$2,000; up to $10,000 for households below provincial median after-tax income
Government of Canada (announced by PMO/ECCC) · Last verified October 20, 2026
Toronto Home Energy Loan Program (HELP)
Open
Loan up to $125,000 or 10% of CVA (incl. interest + 2% admin charge). Fixed rates valid to 2026-12-31: 5yr 3.95%, 10yr 4.54%, 15yr 4.94%, 20yr 5.20%
City of Toronto · Last verified October 20, 2026
BetterHomesTO Furnace Upgrade Program
Open Figures not yet confirmed from official source
Free coaching (not a cash rebate). Check the official page.
City of Toronto / Toronto Hydro · Last verified October 20, 2026
Better Homes Ottawa Loan Program
Open
Loan $10,000-$125,000 or 10% of CVA; 4.33% fixed, 20 years; 4% admin charge; $600 loan reduction if not receiving HRSP assessment rebate
City of Ottawa (delivered by EnviroCentre) · Last verified October 20, 2026
Durham Greener Homes Loan
Open
LIC loan up to $125,000 at 2%, 15-year fixed; up to 50% advance
Region of Durham · Last verified October 20, 2026
Peel Energy Retrofit Assistance (free, income-qualified)
Open (limited space, waitlist when full)
Free (no-cost upgrades for eligible households)
Centre for Community Energy Transformation (Peel) · Last verified October 20, 2026
Guelph Greener Homes
Waitlist
0% loan up to $50,000 (waitlist). Grants: check the official page.
City of Guelph · Last verified October 20, 2026
Independent summary, not official advice. Programs can change or close without notice. Always confirm amounts, eligibility and deadlines with the official source before you buy or book anything.