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Better Homes Ottawa Loan Program
Better Homes Ottawa Loan Program
- How much
- Loan $10,000-$125,000 or 10% of CVA; 4.33% fixed, 20 years; 4% admin charge; $600 loan reduction if not receiving HRSP assessment rebate
- Deadline
- 0% stream closed 2026-04-30
- Run by
- City of Ottawa (delivered by EnviroCentre)
- Where
- Ottawa
- Covers
- envelope (insulation, air sealing, windows/doors); heat pumps; ventilation; water heating; solar; battery; EV charger; rental suites (<=30%)
Who qualifies and key rules
- Detached/semi/town/multi-unit <=3 storeys
- taxes in good standing 5 yrs
- Notice to Proceed before work
- pre/post EnerGuide
Official source: https://betterhomesottawa.ca/rebate-and-incentive-programs/better-homes-loan-program/
Last verified: October 20, 2026. If anything here differs from the official source, the official source is right.
Last verified: October 20, 2026. If anything here differs from the official source, the official source is right.
Related
Upgrade types: Low-interest home energy loans Windows & doors Heat pumps Insulation Air sealing & draft proofing Water heaters Solar & batteries
Area: Ottawa
Check what else you might qualify for
Independent summary, not official advice. Programs can change or close without notice. Always confirm amounts, eligibility and deadlines with the official source before you buy or book anything.